It is 4am; do you know where your bank is?

It is 4am on, yet, another Sunday morning where I am not sleeping. I should be, but my mind has other plans...like online banking and bill paying.

I go to log on to my credit cards first, all unavailable. Peachy! Next, I go to login to my bank...also, unavailable. Ducky! Maintenance, maintenance, maintenance. What are they afraid of??? Saturday night drunkards trying to pay bills?? (Damn the drunks; if they were smart enough to login drunk and pay their bills.) I vote that financial institutions do maintenance in the middle of the week, because I'm more likely to be asleep at 4am on weekday mornings.

I want to bank at 4am on Sunday...why don't they just let me.

I blame the bank if my bills don't autopay on time because I am locked out at the only time I'm miserable enough to look at my bills.